Common use of Limits of Responsibility Clause in Contracts

Limits of Responsibility. Although all entities that provide services to your account strive to ensure the quality and reliability of those services, neither we nor NFS can be responsible for the availability, accuracy, timeliness, completeness, or security of any service related to your account. You therefore agree that we and NFS are not responsible for any losses (meaning claims, damages, actions, demands, investment losses, or other losses, as well as any costs, charges, attorneys’ fees, or other fees and expenses) that you incur as a result of conditions beyond our control or any agreement between the parties. This includes, for example: • any action that is done in accordance with the procedures described in this agreement or an applicable mutual fund or securities prospectus or Bank Deposit Sweep Program disclosure document or other investment description • the acceptance and processing of any order placed on your account, whether received electronically or through other means, as long as the order reasonably appears to be authentic • investment decisions or instructions placed in your account, or other such actions attributable to you or any authorized person • occurrences related to governments or markets, such as restrictions, suspensions of trading, bank closures or bank regulatory, legal or other limitations or restrictions, or high market volatility or trading volumes • uncontrollable circumstances in the world at large, such as wars, earthquakes, power outages, or unusual weather conditions • occurrences related to computers and communications, such as a network or systems failure, a message interception, or an instance of unauthorized access or breach of security • the storage and use of information about you and your account(s) by our systems and transmission of this information between you and us; these activities occur entirely at your risk • telephone requests for money transfers, so long as we transmit the proceeds to you or the bank account number identified • any checks or other debits to your account that are not honored because the account has insufficient funds If any service failure is determined to be our responsibility, we will be liable only for whatever benefit you would have realized up to the time by which you should have notified us, as specified earlier in “Monitoring Your Account.”

Limits of Responsibility. Although all entities that provide services to your account strive RQD strives to ensure the quality and reliability of those servicesthe services provided to your Account, neither we nor NFS can RQD cannot be responsible for the availability, accuracy, timeliness, completeness, or security of any service related to your accountAccount. You therefore These services are provided “as is” and “as available”. You, therefore, agree that we and NFS are RQD is not responsible to you for any losses (meaning claims, damages, actions, demands, investment losses, direct or indirect, incidental, special, punitive, consequential, or other losses, as well as any costs, charges, attorneys’ fees, or other fees and expenses) that you incur as a result of conditions beyond our control control, including directly or indirectly by government restrictions, exchange or market ruling, war, strikes, pandemics, or any agreement between the partiesother conditions beyond our control. This includes, for example: • any action that is done in accordance with the procedures described in this agreement or an applicable mutual fund or securities prospectus or Bank Deposit Sweep Program disclosure document or other investment description • the The acceptance and processing of any order order, request for funds or other transaction placed on in your accountAccount, whether received electronically or through other means, as long as the order reasonably order, request or other transaction appears to be authentic authentic. • investment decisions or instructions placed in your account, or other such actions attributable to you or any authorized person • occurrences Occurrences related to governments or markets, such as rules and regulations, restrictions, suspensions of trading, bank closures or bank regulatory, legal or other limitations or restrictions, restrictions or high market volatility or trading volumes volumes. • uncontrollable Uncontrollable circumstances in the world at large, such as wars, terrorist activities, earthquakes, pandemics, power outages, or unusual weather conditions conditions. • occurrences Occurrences related to computers and communications, such as a network or systems failure, a message interception, or an instance of unauthorized access or breach of security • the storage and use over which we have no control or reasonable ability to know it has occurred (such as theft of your personal information about you and by a third party, spyware or malware on your account(scomputer) by our systems and transmission of this information between you and us; these activities occur entirely at your risk • telephone requests for money transfers, so long as we transmit the proceeds to you or the bank account number identified • any checks or other debits to actions or inactions by you resulting in unauthorized activities in your account that are not honored because the account has insufficient funds Account. If any service failure is determined to be our responsibility, we RQD will only be liable only for whatever benefit you would have realized up to the time by which you should have notified us, as specified earlier amount of equity in “Monitoring Your Accountyour account at that time.”

Limits of Responsibility. Although all entities that provide services to your account strive to ensure the quality and reliability of those services, neither we nor NFS can cannot be responsible for the availability, accuracy, timeliness, completeness, or security of any service related to your account. You therefore agree that we and NFS are not responsible for any losses (meaning claims, damages, actions, demands, investment losses, or other losses, as well as any costs, charges, attorneys’ fees, or other fees and expenses) that you incur as a result of conditions beyond our control or any agreement between the parties. This includes, for example: • any action that is done in accordance with the procedures described in this agreement or an applicable mutual fund or securities prospectus or Bank Deposit Sweep Program and/or disclosure document or other investment description document. • the acceptance and processing of any order placed on your account, whether received electronically or through other means, as long as the order reasonably appears to be authentic authentic; • investment decisions or instructions placed in your account, or other such actions attributable to you or any authorized person person; • occurrences related to governments or markets, such as restrictions, suspensions of trading, bank closures or bank regulatory, legal or other limitations or restrictions, or high market volatility or trading volumes volumes; • uncontrollable circumstances in the world at large, such as wars, earthquakes, power outages, pandemics or unusual weather conditions conditions; • occurrences related to computers and communications, such as a network or systems failure, a message interception, or an instance of unauthorized access or breach of security • the storage and use of information about you and your account(s) by our systems and transmission of this information between you and ussecurity; these activities occur entirely at your risk • telephone requests for money transfers, so long as we transmit the proceeds to you or the bank account number identified • any checks or other debits to your account that are not honored because the account has insufficient funds funds. If any service failure is determined to be our responsibility, we will be liable only for whatever benefit you would have realized up to the time by which you should have notified us, as specified earlier in “Monitoring Your Accountherein.”